Privacy Policy - Strategic Options Trader Newsletter

1. Introduction

This Privacy Policy describes how “Strategic Options Trader ” (“I”, "we," "us," or "our") collects, uses, discloses, and protects your personal information when you subscribe to or use our Strategic Options Trader Newsletter (the "Service"). We are committed to protecting your privacy and handling your personal information responsibly.

2. Information We Collect

2.1 Personal Information You Provide

When you subscribe to our newsletter or interact with our Service, we may collect:

• Contact Information: Name, email address, phone number, mailing address

• Account Information: Username, password, subscription preferences

• Payment Information: Credit card details, billing address, payment history

• Communication Data: Messages you send to us, survey responses, feedback

• Profile Information: Trading experience level, investment interests, preferences

2.2 Information Automatically Collected

We automatically collect certain information when you use our Service:

• Usage Data: Pages viewed, time spent, click patterns, newsletter open rates

• Device Information: IP address, browser type, device type, operating system

• Location Data: General geographic location based on IP address

• Cookies and Tracking: Information collected through cookies and similar technologies

• Email Analytics: Open rates, click rates, bounce rates, unsubscribe data

2.3 Information from Third Parties

We may receive information from:

• Payment Processors: Transaction verification and fraud prevention data

• Marketing Partners: Lead generation and referral information

• Public Sources: Publicly available information to verify identity

• Social Media: If you connect social media accounts or share our content

3. How We Use Your Information

3.1 Primary Uses

We use your personal information to:

• Deliver the Service: Send newsletters, alerts, and trading insights

• Process Payments: Handle subscriptions, billing, and payment processing

• Customer Support: Respond to inquiries and provide technical assistance

• Account Management: Maintain your account and subscription preferences

• Personalization: Customize content based on your interests and activity

3.2 Secondary Uses

We may also use your information for:

• Service Improvement: Analyze usage patterns to enhance our offerings

• Marketing Communications: Send promotional materials about related services

• Research and Analytics: Conduct market research and performance analysis

• Legal Compliance: Meet regulatory requirements and legal obligations

• Security: Protect against fraud, abuse, and security threats

4. Legal Basis for Processing (GDPR)

For users in the EU/EEA, our legal bases for processing include:

• Contract Performance: Processing necessary to fulfill our subscription agreement

• Legitimate Interests: Improving services, marketing, security, and analytics

• Consent: Where you have provided explicit consent

• Legal Obligations: Compliance with applicable laws and regulations

5. Information Sharing and Disclosure

5.1 We DO NOT Sell Personal Information

We do not sell, rent, or trade your personal information to third parties for monetary consideration.

5.2 Permitted Disclosures

We may share your information with:

Service Providers:

• Email delivery platforms (e.g., Mailchimp, ConvertKit)

• Payment processors (e.g., Stripe, PayPal)

• Analytics providers (e.g., Google Analytics)

• Customer support platforms

• Cloud hosting services

Business Transfers:

• In connection with mergers, acquisitions, or asset sales

• Due diligence activities with potential buyers

Legal Requirements:

• To comply with legal obligations or court orders

• To protect our rights, property, or safety

• To investigate fraud or security issues

• When required by law enforcement

With Your Consent:

• When you explicitly authorize disclosure

• For specific purposes you approve

5.3 International Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place for international transfers, including:

• Standard Contractual Clauses

• Adequacy decisions by relevant authorities

• Other legally recognized transfer mechanisms

6. Data Retention

We retain your personal information for as long as necessary to:

• Provide the Service and maintain your account

• Comply with legal obligations (typically 7 years for financial records)

• Resolve disputes and enforce agreements

• Fulfill legitimate business purposes

Specific Retention Periods:

• Active Subscribers: Throughout subscription period plus 3 years

• Former Subscribers: 3 years after cancellation for business records

• Payment Data: 7 years for tax and financial compliance

• Marketing Data: Until you opt out or 5 years of inactivity

• Support Communications: 3 years after resolution

7. Your Privacy Rights

7.1 General Rights

You have the right to:

• Access: Request copies of your personal information

• Correction: Update or correct inaccurate information

• Deletion: Request deletion of your personal information

• Portability: Receive your data in a portable format

• Objection: Object to certain processing activities

• Restriction: Request limitation of processing

7.2 GDPR Rights (EU/EEA Residents)

Additional rights under GDPR include:

• Right to withdraw consent at any time

• Right to lodge complaints with supervisory authorities

• Right to be informed about automated decision-making

7.3 CCPA Rights (California Residents)

California residents have additional rights including:

• Right to know what personal information is collected

• Right to delete personal information

• Right to opt-out of sale (though we don't sell information)

• Right to non-discrimination for exercising privacy rights

8. Marketing Communications

8.1 Newsletter Subscriptions

By subscribing, you consent to receive:

• Regular newsletter content

• Trading alerts and insights

• Educational materials

• Service updates

8.2 Promotional Communications

We may send promotional emails about:

• New features or services

• Special offers or discounts

• Partner recommendations

• Industry events

8.3 Opt-Out Options

You can opt out of marketing communications by:

• Clicking unsubscribe links in emails

• Updating your account preferences

• Contacting us directly

• Using third-party opt-out tools

Note: Even if you opt out of marketing, you may still receive transactional emails related to your account and subscriptions.

9. Cookies and Tracking Technologies

9.1 Types of Cookies We Use

• Essential Cookies: Required for basic site functionality

• Analytics Cookies: Help us understand usage patterns

• Marketing Cookies: Support targeted advertising and measurement

• Preference Cookies: Remember your settings and preferences

9.2 Third-Party Cookies

We may use third-party services that set cookies:

• Google Analytics for website analytics

• Social media platforms for sharing functionality

• Advertising networks for targeted ads

• Email service providers for campaign tracking

9.3 Cookie Management

You can control cookies through:

• Browser settings and preferences

• Third-party opt-out tools

• Our cookie preference center (if applicable)

• Individual service opt-out mechanisms

10. Data Security

10.1 Security Measures

We implement appropriate technical and organizational measures including:

• Encryption: Data encryption in transit and at rest

• Access Controls: Limited access based on job requirements

• Regular Audits: Security assessments and vulnerability testing

• Staff Training: Privacy and security awareness programs

• Incident Response: Procedures for handling security breaches

10.2 Data Breach Notification

In the event of a data breach that poses risks to your rights and freedoms, we will:

• Notify relevant supervisory authorities within 72 hours

• Inform affected individuals without undue delay

• Provide clear information about the breach and recommended actions

• Take immediate steps to mitigate harm

11. Children's Privacy

Our Service is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will delete it promptly and terminate any associated accounts.

12. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect:

• Changes in our practices

• Legal or regulatory requirements

• New features or services

• Industry best practices

12.1 Notification of Changes

We will notify you of material changes by:

• Email notification to subscribers

• Prominent notice on our website

• In-app notifications (if applicable)

• Updated "Last Modified" date

12.2 Continued Use

Your continued use of the Service after changes take effect constitutes acceptance of the updated Privacy Policy.

13. International Privacy Laws Compliance

13.1 GDPR Compliance (EU/EEA)

For European users, we comply with GDPR requirements including:

• Lawful basis for processing

• Data minimization principles

• Privacy by design and default

• Appointment of Data Protection Officer (if required)

13.2 CCPA Compliance (California)

For California residents, we comply with CCPA including:

• Consumer rights disclosures

• Opt-out mechanisms

• Non-discrimination policies

• Detailed privacy disclosures

13.3 Other Jurisdictions

We strive to comply with applicable privacy laws in all jurisdictions where we operate.

14. Effective Date and Version

This Privacy Policy is effective as of 1st June 2025 and replaces all previous versions.

By using our Strategic Options Trader Newsletter, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use, and disclosure of your personal information as described herein.